Founded in 1953 and a subsidiary of the PNM Saritase Group, Yoabank is a French credit organization specializing in consumer loans, a market in which it is the leader in Continental Europe. Yoabank now offers its customers all types of loans (real estate loans, car loans, consumer loans, etc.).
Provide consumer credit
The realization of a request for bank credit to finance a property, the credit organization Yoabank offers you to subscribe to a credit insurance bank to insure your loved ones as well as your real estate assets: “Yoabank group insurance offer” You certainly know it but today, with the lagard law device you can freely choose your loan insurance offer and thus lower the cost of your Yoabank banking real estate loan.
Compare Pricing Consumer Insurance
Choose between a Yoabank guarantee and external credit insurance offers with the comparative credit insurance tool.
Consumer credit insurance delegation
Find out all the solutions to guarantee a loan based on your borrower profile with a loan guarantee untied
Yoabank: Redemption Insurance, Redemption Loan
In order to protect you during the repayment period of your Yoabank loan repurchase, you will need to purchase borrower insurance. Thanks to the Cogilaw company, implemented on 1 September 2010, you are free to subscribe to your loan insurance with the insurer of your choice and can thus compete to opt for the best offer. By taking the time to compare offers, you’ll find insurance that will save you the total cost of your credit. Yoabank is a subsidiary of PNM Saritase. The trademark was created in 1953. Yoabank specializes in consumer credit. It is a reference for retail chains, banking organizations and insurance companies.
A broker for your loan buyback
By entrusting your needs to buy a loan to a broker and informing them of your financial situation, it will search for you the most advantageous offers that best meet your expectations. His strong network of financial partners and his strong experience allow him to negotiate the best contracts for his clients. By using a broker you will realize substantial savings on the cost of your loan buyback.
Compulsory insurance for a consumer credit?
You can negotiate loan insurance with your credit institution to save on your home loan insurance? The brokerage firm can calculate the rate of your credit insurance conso using its online loan insurance pricing tool to compare the contracts of major insurance companies.
Deal with unexpected expenses
Today, about a third of French households use a consumer loan to cover unexpected expenses, to finance the purchase of goods such as furniture, basic household appliances or finance studies…
Consumer credit gives some flexibility to the budget of individuals allowing them to make large and medium expenses to acquire goods, which they could not buy cash.